Family explores home loan options
      Family explores home loan options

      Need really helpful loan options? That’s us. 

      Pepper Money reviews
      Pepper Money reviews
      Pepper Money wins Non-bank of the Year
      Pepper Money wins Non-bank of the Year
      Having trouble making loan repayments?  We're here to help so contact us as soon as possible.
      Pepper Money home loans trio

      Home Loans

      We're the home of flexible home loan options. We look beyond your credit score to get to know the real you. 

      Car loan and financing from Pepper Money

      Car Loans

      With flexible options to manage your repayments, low fees and bonuses for Electric Vehicle (EV) drivers, our car loan options make it easier to get on the road.

      Pepper Money personal lending trio

      Personal Lending

      From caravans to consolidating debt, our loan options can help you realise your ambitions.

      Pepper Money Commercial Lending trio

      Commercial Lending

      Whether you’re a business that needs help funding your commercial property or equipment, or you’re thinking about leveraging your SMSF to invest in property, we’re here to help

      We're here to help you succeed

      Contact Pepper Money

      Financial Support

      Need help with your repayments? Let us know sooner rather than later.

      Calling from overseas? +61 2 7227 1517

         

      Hear from our real-life customers

      When John started his footy career, he got into property investing to make the most of his income. He built a portfolio to support his family.

      John reached out to Pepper Money, a sponsor of the Wests Tigers, for help with refinancing his home loan. He wanted a lender who made the process simple, kept him updated, and provided options.

      All applications are subject to credit criteria. Terms, conditions, fees, and charges apply. Outcomes will vary depending on individual circumstances. 

         

      What our customers think about us

      4.6

      from 457 reviews

      Our Awards

      We’ve been helping Aussies achieve their lending goals since 2000. We're proud to offer a suite of flexible financial solutions, which have won us several awards over the years. Here are a handful of our recent successes. 

      Pepper Money Best Non-Bank Lender of the Year - AMA

      Non-Bank of the Year

      Australian Mortgage Awards
      Pepper Money Best Non-Conforming Lender of the Year - WeMoney

      Non-Conforming Lender of the Year (Home Loans)

      WeMoney
      Pepper Money Best Specialist Lender - MFAA

      Best Specialty Lender

      Mortgage & Finance Association of Australia
      Pepper Money Best Specialist Loans - TheAdviser

      Best Specialist Loans

      Non-Bank Lending Awards
      Get in touch with a Lending Specialist

      Tell us about your situation. The more we learn, the better we can help.